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	<title>UWSA Financial News</title>
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		<title>UWSA Consumer Credit and Wall Street Reform News: August</title>
		<description><![CDATA[Since the explosion of action on Capital Hill related to credit  and Wall Street reform, new regulations continue to go into effect,  impacting bottom-line bills for credit card consumers.
As the debate  heats up and “Main Street” feels change in the air (and hopefully, in  our pockets!) the UWSA financial blog is [...]]]></description>
		<link>http://www.uwsa.com/blog/banks/uwsa-consumer-credit-and-wall-street-reform-news-august/</link>
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		<title>College “Credit”: How New Legislation Affects Student Credit Cards</title>
		<description><![CDATA[It’s common wisdom – and it even happens to be true – that the  longer your credit history, the better. The age of your revolving  accounts, both individually and on average, is a major factor in  determining your credit score.
Until recently, it was easy to “get in  the game” of credit [...]]]></description>
		<link>http://www.uwsa.com/blog/children/college-%e2%80%9ccredit%e2%80%9d-how-new-legislation-affects-student-credit-cards/</link>
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		<title>A Primer on Interpreting Credit Risk Reason Codes</title>
		<description><![CDATA[Earlier on UWSA we discussed your credit score and how to  interpret it. Now, we introduce a new tool for raising your scores: your  Credit Risk Reason Codes.
These codes are part of your credit report,  and a few of the most pertinent ones may also be provided if you are  rejected [...]]]></description>
		<link>http://www.uwsa.com/blog/family-finance/a-primer-on-interpreting-credit-risk-reason-codes/</link>
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		<title>Basic Credit Hygiene: Your Credit Score</title>
		<description><![CDATA[Previously on UWSA, we discussed your credit report, the three  major credit reporting agencies, and how to obtain your report for free.
For many purposes, the information in your report is enough to gauge  the health of your credit history: you’ll be able to pinpoint problem  accounts, inaccuracies, and potential fraud, all of [...]]]></description>
		<link>http://www.uwsa.com/blog/banks/basic-credit-hygiene-your-credit-score/</link>
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		<title>Basic Credit Hygiene: Exploring Your Credit Report</title>
		<description><![CDATA[These days, as more and more people have found themselves dealing  with creditors on unfavorable terms and fighting to pay household bills  with mounting credit card balances, consumers are inundated with calls  to keep an eye on their credit report.
Receiving a credit report from  each of the three reporting agencies once [...]]]></description>
		<link>http://www.uwsa.com/blog/debt/basic-credit-hygiene-exploring-your-credit-report/</link>
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		<title>UWSA College Finance Series: What to Do After College? Three Ideas</title>
		<description><![CDATA[Inthe last few posts on UWSA, we’ve been talking about student debt.  More than any other financial challenge, even high credit card  balances, student loans and debt impact the lives of millions of young  people on the long term. With tuition rising each year, and the job  market unsteady, some experts [...]]]></description>
		<link>http://www.uwsa.com/blog/debt/uwsa-college-finance-series-what-to-do-after-college-three-ideas/</link>
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		<title>UWSA College Finance Series: Post-College Debt Management</title>
		<description><![CDATA[Last time on UWSA we described the basic categories of college  financial aid and how each one relates to a student’s financial future.
Now, we’ll zoom ahead a few years to discuss what happens after  graduation, when both federal and private student loans fall due.
In  today’s job market, a salary that can pay [...]]]></description>
		<link>http://www.uwsa.com/blog/debt/uwsa-college-finance-series-post-college-debt-management/</link>
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		<title>UWSA College Finance Series: All About Aid</title>
		<description><![CDATA[One of the central facts of financial life for millions of young  Americans is student debt.
Indebtedness related to tuition at university  is one of the major sources of long-term debt burden in the United  States, ranking alongside costly medical bills as a potential source of  monetary heartache for years to come; [...]]]></description>
		<link>http://www.uwsa.com/blog/debt/uwsa-college-finance-series-all-about-aid/</link>
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		<title>Getting the Most from Credit Card Membership Benefits</title>
		<description><![CDATA[Savvy consumers like UWSA readers know that there are certain things  you have to know before accepting any credit card offer.
Basic aspects  of your credit agreement such as APR, maintenance fees, and overage  charges can make a huge impact on future dangers of credit card debt.
A  little while ago, we discussed [...]]]></description>
		<link>http://www.uwsa.com/blog/budgeting/getting-the-most-from-credit-card-membership-benefits/</link>
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		<title>Keys to Protecting Your 401(k) If Your Employer Ends Contribution Matching</title>
		<description><![CDATA[In a previous post, we introduced 401(k) retirement savings plans.  If started early and kept growing with a good rate of contribution from  both employee and employer, the 401(k) can be one of the best ways to  keep the bills paid after leaving the workforce.
But there’s the catch:  the vitality of [...]]]></description>
		<link>http://www.uwsa.com/blog/investments/keys-to-protecting-your-401k-if-your-employer-ends-contribution-matching/</link>
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