Basic Credit Hygiene: Exploring Your Credit Report
These days, as more and more people have found themselves dealing with creditors on unfavorable terms and fighting to pay household bills with mounting credit card balances, consumers are inundated with calls to keep an eye on their credit report.
Receiving a credit report from each of the three reporting agencies once a year is free, and it’s also a key step in detecting fraud and preventing identity theft.
Today, UWSA discusses the credit report: how to obtain it, how to read it, and how it relates to the credit score. (more…)
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